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When should a couple consider a prenuptial agreement?

When a Georgia couple is planning a wedding, it is easy to forget certain steps that can provide security in the future, such as drafting a prenuptial agreement. A prenuptial agreement is not only for couples who are wealthy or possess high-value assets, but it is also for average couples who wish to protect their future interests. Taking the time to plan ahead can be very beneficial for a couple in case of a future divorce. 

It may not be easy to suggest a prenuptial agreement, but proper financial planning can pay off in dividends later. Conversations about money can be difficult, but they can lay a solid foundation for a marriage's financial well-being. A legally binding agreement can settle issues pertaining to finances and property division during a possible future divorce. This can provide peace of mind before a couple even enters into marriage. 

If one spouse enters a marriage with a significant amount of wealth or owns a business, it is vital for that couple's prenuptial agreement to address these factors in case of a divorce. Even if a Georgia couple does not combine finances after a marriage, it should be noted that a divorce can still place assets in jeopardy. This is a possibility if assets are not legally protected by a prenuptial agreement. 

Having a prenuptial agreement does not doom a marriage, nor does it convey a negative perspective on marriage. Instead, it should be viewed as a legal agreement drafted for the purpose of protecting the interests of both parties. Georgia residents considering the need for a prenuptial agreement may benefit from discussing their situations with professionals experienced in drafting this type of agreement.

Source: marketwatch.com, "Financial planning tips for happier ever after", Jeanette Pavini, Dec. 5, 2014

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